If you rent a home, condo or apartment and don't have renters insurance, you're flirting with financial disaster!
Without renters insurance, you have no protection for your valuables if they are stolen or damaged by fire or other disasters.
Approximately 54 percent of renters today have no insurance to protect their possessions.
To understand why renters insurance is a wise investment, simply add up the total cost of everything you own.
If you can't afford to replace these items at a moment's notice, you should consider purchasing a renters insurance policy.
Renters insurance will cover most of your personal belongings against fire/smoke, lightning, vandalism, theft, explosions and other disasters, as well as additional living expenses if you are forced to move.
Finally, it will provide liability coverage if someone is injured in your home. It also includes legal costs in the event you are sued for this injury.
Unlike other personal property policies, renters insurance is relatively inexpensive, depending on the type of coverage, amount of coverage and where you live.
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