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Top 5 Articles
What types of group health insurance coverages are available?
Group health insurance makes individual coverages available on a group basis. A primary advantage is the purchasing power of the group that achieves reduced acquisition costs for the insurance company. The ......
Not Rated Last Update: 2009-04-17 Views: 2
What is an SR-22 Financial Responsibility filing?
An SR-22 filing is a car insurance form, required by many state Departments of Motor Vehicles (DMV) in certain situations, that provides proof of state-mandated liability insurance. Many states require you ......
Not Rated Last Update: 2008-10-24 Views: 1
How do I request a certificate of insurance?
All requests for certificates of insurance should be made in writing, and may be requested through our website or by faxing your written request to 952-831-0572. Your request should include 1) the ......
Not Rated Last Update: 2009-04-17 Views: 1
How long will it take for me to get a certificate of insurance?
We provide certificates within one (1) to three (3) business days. Should you have questions, please contact us at chris@4myinsuranceneeds.com or 952-842-1101....
Not Rated Last Update: 2009-04-17 Views: 1
How do I report a claim?
You may complete the form on our website, or contact us at 952-842-1101. Please have the following information available:   1)     Date of loss. 2)     Proximate cause of loss and resulting ......
Not Rated Last Update: 2009-04-17 Views: 1
Last 5 Articles
More ways health insurance companies can use advertising to mess with you
In a previous article we discussed some of the ways advertising by health insurance companies and/or their agents can make the process of purchasing a health insurance policy more difficult than ......
Not Rated Last Update: 2009-04-17 Views: 1
Ways health insurance companies can use advertising to mess with you
When shopping for health insurance, you are somewhat at the mercy of advertisements disseminated by insurance companies or their agents purporting to offer health coverage that will meet your specific needs. ......
Not Rated Last Update: 2009-04-17 Views: 1
What variables will affect my insurance premium?
Purchasers of insurance often can control several factors used to determine the insurance premium. Some of these factors, which act as limitations of the insurance coverage, include:• Deductibles - The amount ......
Not Rated Last Update: 2009-04-17 Views: 1
What will determine my insurance premium?
Insurance premiums are determined by actuaries employed by insurance companies. The cost of advertising, selling, paying for services rendered by health care practitioners, administration of the insurance program as well as ......
Not Rated Last Update: 2009-04-17 Views: 1
What is the difference between coinsurance and copayment?
On occasion, these terms have been used interchangeably. However, it is preferable to define the two terms differently, despite their similarity of purpose. Under a copayment or copay provision, the insured ......
Not Rated Last Update: 2009-04-17 Views: 1
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